Home Insurance provides coverage for damage or destruction of the policyholder’s home. In some geographical areas, the policy may exclude certain types of risks, such as flood or earthquake, which require additional coverage. Maintenance-related issues are typically the homeowner’s responsibility. The policy may include inventory, or this can be bought as a separate policy, especially for people who rent housing. Some insurers offer a package which may include liability and legal responsibility for injuries and property damage caused by members of the household.
Information provided under each product is general information actual coverage and terms will be as per policy when issued.